At xenoriaqelos, we collect several types of information to provide you with our rolling budget techniques and financial services. This includes information you directly provide to us, information we automatically collect when you use our services, and information we receive from third parties.

Your information helps us deliver personalized financial planning services and improve our rolling budget techniques platform. We process your data for legitimate business purposes and always in accordance with Australian privacy laws.

We take a careful approach to sharing your personal information. xenoriaqelos does not sell your personal data to third parties. We only share information when necessary to provide our services, comply with legal requirements, or with your explicit consent.

All third parties we work with are required to maintain appropriate security measures and use your information only for the specific purposes we've outlined. We conduct regular assessments of our service providers to ensure they meet our privacy standards.

Protecting your financial and personal information is fundamental to our operations. We implement multiple layers of security controls and regularly update our systems to address emerging threats.

While we maintain industry-standard security practices, no system is completely immune to security breaches. We continuously monitor for suspicious activity and will notify you promptly if we detect any unauthorized access to your account. You can help protect your information by using strong passwords, enabling two-factor authentication, and logging out of shared devices.

We retain your personal information only as long as necessary to provide our services and comply with legal obligations. Different types of information have different retention periods based on their purpose and legal requirements.

When you request account deletion, we will remove your personal information within 30 days, except where we're required to retain certain records for legal compliance. You'll receive confirmation once the deletion process is complete.

Our website uses cookies and similar technologies to enhance your experience and improve our services. These small data files help us remember your preferences, analyze site usage, and provide personalized content.

You can manage your cookie preferences through your browser settings or our cookie management tool. Disabling certain cookies may affect some website features, but won't prevent you from accessing our core services.

While xenoriaqelos operates primarily in Australia, some of our service providers and cloud infrastructure may be located overseas. When we transfer your information internationally, we ensure appropriate safeguards are in place to protect your privacy rights.

xenoriaqelos's services are designed for adults who can make independent financial decisions. We do not knowingly collect personal information from children under 13 years of age. If we discover that we have collected information from a child under 13, we will delete that information immediately.

Parents and guardians who believe their child has provided personal information to us should contact our privacy team immediately. We recommend that parents monitor their children's internet activity and educate them about sharing personal information online.

We may update this privacy policy periodically to reflect changes in our practices, services, or legal requirements. When we make significant changes, we'll notify you via email or through a prominent notice on our website at least 30 days before the changes take effect.

We encourage you to review this policy regularly to stay informed about how we protect your information. The date at the top of this policy indicates when it was last updated. Continued use of our services after policy updates constitutes acceptance of the revised terms.